It is a good time to remind everyone to do regular backups of your files/folders. Neither Nicolet nor OWLSnet backs up anything from your computer, so it is up to you. Backups are vital in case of a hard drive failure or a disaster like fire, flood, or theft. No one knows if/when that loss will occur, but when it happens there is no better feeling than knowing you still have your data. Imagine the repercussions in your life/job if you lost it all.
I would be happy to discuss your needs and assist you in setting up an appropriate backup strategy for your library.